In this video, OMB Solicitor Samuel Layani talks about a few matters about debt recovery in a post-COVID climate.
Hi, I’m Samuel Layani and I work here in the insurance and litigation department of OMB Solicitors. Today I’m going to speak to you about a few matters in a post-COVID climate in respect of debt recovery.
Over the past couple of weeks and months, I’ve received numerous phone calls from individuals in respect of outstanding debts owing or alternatively, debts that they’ve incurred during COVID, and they’re seeking, how do I fix this up?
So, recently, I’ve had matters attending to me, seeking that, how do I recover my debt? So, the first step is obviously seek legal advice. It’s important that you do approach a solicitor here at OMB Solicitors in respect of your dispute so you can encapsulate all matters in respect of the dispute.
The first step is to then issue a letter of demand to see if you can resolve the matter without the need to commence legal proceedings. As we all know, litigation and lawyers are quite expensive, and so is the court process itself.
If the matter doesn’t resolve by way of alternative dispute resolution, that is, outside of the court jurisdiction, then we can proceed to commence a claim and statement a claim. That is instituted in the magistrate’s court, district court, or supreme court, depending on the jurisdictional limit and the amount you intend on recovering.
We then proceed through the litigation process, and it is important that we compile all relevant information in respect to the outstanding debt. Well, now I’ve moved to on the other side.
The other side of things is recently I’ve had phone calls as well seeking that, look, I’ve incurred this matter in debt, what do I do with it? Again, seek legal advice at that juncture as well. It doesn’t help if you leave the matter too long or if you quibble with what you’ve received or been served with.
It’s important that you attack it head-on, seek legal advice, and see if we can get the matter resolved amicably, quickly, and swiftly without incurring too many legal costs.
So, if your matter is concerning a plaintiff matter in respect of recovering a debt or alternatively, a debt that you’ve incurred that you seek to dispose of or alternatively resolve, seek to contact OMB Solicitors we’ll be more than happy to listen to your matter, take instructions and assist you in resolving whatever we can do to help you move past this post-COVID climate.
Thank you and have a great day.